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As our Android device will act as a real NFC tag, you will need a second NFC-Reader (e.g. a second Android device) to run the tests, because when an Android device is in HCE mode it .
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I believe the chips communicate via NFC, so would think that it should be possible for an NFC enabled smartphone to detect this. That would at least let us know if she is chipped; and there may even be a way to use this .
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